Traditional Closing
The signatories to the transaction physically attend closing at one of Vesta’s offices or other agreed upon location.
Curbside Closing
Upon arrival at Vesta’s office and while still in car, the signatories to the transaction contact Vesta announcing their arrival. A Vesta Settlement Agent will then meet the signatories with their closing package clearly marked indicating where each document needs to be signed. Once completed, the package will be returned to the Vesta Settlement Agent without the signatories ever leaving their car, hassle and contact free!
Remote Notary Closing
Vesta will arrange for a remote notary to meet the signatories at the time and place of their choosing to sign the closing package. Out of state? Not a problem.
E-Closings
The term E-closing is used to describe different types of electronic closings. Provided here is more detail.
Hybrid Closing
This closing involves certain documentation being signed electronically and certain documentation being signed in person, in ink, in the presence of a Settlement Agent/Notary who also signs and notarizes electronically.
Full E-Closing
This closing involves all the paperwork being signed electronically in the presence of a notary who also signs and notarizes electronically.
Remote Online Notarization
This closing involves all paperwork being signed electronically by the signatories who are remote from the Settlement Agent/Notary. The Settlement Agent/Notary also electronically signs and notarizes the documents.
The signing takes place online using a secure, approved portal.
***Note: E-Closing transactions may be subject to the approval of the buyer’s lender and the title insurance underwriter and must be for a property in an electronic recording jurisdiction.